The SSDI DISABILITY PROCESS
My Progress
DISABILITY APPROVED 1-23-19
My health and physical ability deterio-
rated even more and the scleroderma
became more active. I could no longer
remain full-time in the workforce as I
could not full fill the duties of the posi-
tion. My doctors said it was physically
causing issues with my health, and I
should not have pushed it so long. SO
A NEW JOURNEY BEGAN... I started
the disability process recorded my
progress, and was approved.
The difference between SSDI and
SSI
SSDI - Social Security Disability Insur-
ance is funded through payroll taxes.
SSDI recipients are considered "insured"
because they have worked for a certain
number of years and have made contri-
butions to the Social Security trust fund
in the form of FICA Social Security
taxes. SSDI candidates must be younger
than 65 and have earned a certain num-
ber of "work credits." After receiving
SSDI for two years, a disabled person
will become eligible for Medicare.
SSI - Supplemental Security Income is a
program that is strictly need-based, ac-
cording to income and assets, and is
funded by general fund taxes (not from
the Social Security trust fund). SSI is
called a "means-tested program," mean-
ing it has nothing to do with work
history, but strictly with financial need.
To meet the SSI income requirements,
you must have less than $2,000 in as-
sets (or $3,000 for a couple) and a very
limited income.
I applied and have been approved
for SSDI. I recommend creating a
login at www.ssa.gov . You can view
your earnings record, see if you qualify
for SSDI and your estimated monthly
payment. You can also apply online from
there - I opted to make an appointment
at the Social Security office and meet
with a representative. Even if you do not
apply online, you can login on the web-
site and track the progress of your
application. Here are most of the forms
and instructions I received in a packet
for my appointment. You can work while
applying for disability as I did, but the
month you apply you cannot gross more
than $1310.00 per month (updated in
2021) or you will be automatically
denied.
OCT 16TH. Meeting at the Social Se-
curity Office.
I received a packet with these forms
to fill and bring the required infor-
mation to the scheduled meeting.
Anything regarding assets and re-
sources you do not need to provide
if you are applying for SSDI and not
SSI. If you are signed up for MY-
Chart through your clinics - it
definitely speed up the process of
getting the medical information you
need. For my application I needed a
list of the following - you can also
see requirements on the forms:
o
Copy of my Birth Certificate.
o
All my doctors I see, the first ap-
pointment date when I started
seeing them, and the last time I
had an appointment. Addresses
and phone numbers for each. I
provided my current diagnosis
from my scleroderma specialist
which I had the clinic email to
me.
o
They also required tests, dates,
and all tests required in the fu-
ture. I didn’t list each one, I just
put labs every 3 months, CT
SCAN yearly etc.
o
Job history for the last 15 years
(see form).
o
I provided my last years tax re-
turn and last months paystub as
requested (make sure it breaks
out any vacation or sick time as
they subtract that off). I did not
provide any statements for as-
sets as I was not applying for
SSI. Did not provide my rent,
food costs, or that kind of info
either as that is for SSI. If they
need additional information they
will ask. In my case she just
asked how much money I had in
savings so she could note that I
do not qualify for SSI and that I
had been informed as such - If I
had told her first that I knew I
didn’t qualify and was not apply-
ing for SSI I don’t think she
would have even asked.
My parents went with me to the
meeting, mostly to help me get in and
out of the chairs. We were greeted by
a security guard, that has to make
sure you have no weapons. Then we
met with the representative who is
behind a counter and glass window,
with an opening to slide documenta-
tion back and forth. She was very
nice and helpful, I just answered her
questions and gave her the docu-
ments I had prepared. Before the end
of the meeting, she actually looked at
me and said “How do you possibly
work?”
The rep requested I submit this addi-
tional information: all of my pay stubs
from the beginning of the year show-
ing vacation time used and out of
pocket medical expenses. She sug-
gested I do this to see if I could be
qualified as disabled at least 5 months
back, as disability payments don’t
start until 5 months from the date
they qualify you as disabled. She
gave me an envelope with my case
number and I submitted all the docu-
ments to her 2 days later.
December 18th. I was sent out three
packets at the end of November of
forms to fill out and submit my new
case worker. Work history, and two
pain questionaires, one for me and
one for a friend or relative that has
been involved with me to comment
on the pain they see. To fill these
out took approximately eight hours -
I think they say it should take under
an hour for each. I faxed it on the
17th and confirmed they received it
on the 18th. I was given the direct
extension to my case worker, and
she answered on the first try. She
seems very nice.
December 28th. Update on the web-
site: “Disability Determination
Decision Under Review. Your benefit
application is currently under review
for processing accuracy. Once the
review is complete, we will continue
processing your benefit application.”
January 15th. Update on web-
site” “A medical decision has
been made and we are working
to process your benefit
application.”
January 23rd - I HAVE BEEN
APPROVED! I provided my last
two pay stubs as requested to
our local office. My case worker
process them and I was ap-
proved by the end of the day. I
was able to access my letter
with the specifics of my approval
the next day on line with my
benefit amount and payment
schedule. I will start recieving
benefits next month - Feb.
MY CONDITION AT DATE OF APPLICATION
So here is the condition I am in starting
the process: (I plan to provide more de-
tail with pictures). I am not providing
this information for sympathy, but for
determining qualification for Disability.
•
I have had Diffuse system sclerosis
for over 10 years, and have been
taking methotrexate for over nine
years. Actual diagnosis from the scle-
roderma clinic:
o
Systemic sclerosis (H)
Lung disease with systemic scle-
rosis (H)
Raynaud's disease without
gangrene
Encounter for long-term current
use of medication
Calcinosis cutis
Calcinosis
High risk medications (not antico-
agulants) long-term use
•
My hands have severe contractors,
calcinosis, raynauds, and impaired
blood vessels. I have limited use of
only three fingers on each hand. Any
bumps, cuts, calcinosis flair ups, etc
are very serious especially if infection
results, and are subject to
amputation.
•
All of my tendons are thick, tight and
brittle. My skin involvement is in-
creasing in thickness again. My knees
have limited bending and movement,
as well as my toes, ankles,
arms/elbows and shoulders. My hips
and back are now also affected.
•
I don’t have severe indigestion, but
am not able to eat very much and
become full very quickly. I am unable
to digest most meats and a lot of
vegetables are hard too. My mouth is
so small and tight it is pushing my
teeth in. Chewing is very hard and
my jaw becomes painful in a hurry. I
now weigh 96 pounds and am over
5’4”.
•
What does that amount to in daily
living:
o
I can no longer dress myself.
o
I cannot shower myself/ com-
pletely and effectively on my own.
o
I can’t bend enough to pick up
anything that is not at least 1.5
feet off the floor. I have a grabber,
but with my hands it is hard to
use, and I can only pick up light
items.
o
I can’t cut food by myself, remove
cold items from the fridge, very
limited on food preparation (thank
goodness for microwaveable mac
& cheese!).
o
I need assistance get up from
most chairs and to get out of bed.
Sitting for long periods is very
painful. Cannot stand for very
long, cannot walk long distances.
I have to go up steps sideways
one foot at a time while trying to
hold on to a railing.
o
Driving/riding: very difficult to
get in and out of vehicles. Since I
can’t grasp the steering wheel
and my arms and shoulders are
weak and have such limited
movement, it is hard to turn the
steering wheel. I no longer drive
on the highway, only in town.
o
A lot of pain and I tire easily,
sometimes to the point of com-
plete physical exhaustion.
DISABILITY and SCLERODERMA